Yes, we believe that everyone should have travel insurance to protect against unexpected expenses and emergencies. Whether you are traveling for a couple of weeks, months, or even years, having an international medical insurance plan, emergency medical insurance plan, or travel insurance plan can offer peace of mind no matter where your travels take you.

We recommend travel insurance to protect your out-of-pocket outlay for your trip in case you need to cancel your trip, or your trip is interrupted due to delays or unforeseen problems prompting additional expenses on your trip. Part of the travel coverage is the emergency medical insurance component in case any unexpected medical expenses arise due to medical care in an emergency, and that is another important reason to get travel insurance.

In a word, yes. While nobody can say for sure what will occur during your travels overseas, having international comprehensive medical insurance can save you a lot of time, money, and headaches.

You can choose from comprehensive medical insurance or emergency medical coverage depending on the level of protection you wish to have during your stay abroad.

Travel insurance protects against unforeseen events during travel, such as trip cancellation, medical emergencies, and lost luggage.

Emergency medical insurance offers basic coverage for sudden and unforeseen medical emergencies, including accidents and injuries.

International health insurance provides comprehensive health coverage for most medical expenses, including hospitalization, medications, surgeries, and preventive care.

Travel insurance protects against risk while traveling outside of one’s home country. Whether you are taking an extended trip, relocating to another country, or just going on vacation, travel insurance offers added peace of mind.

Travelers purchase an insurance policy and pay a monthly premium to the company to insure against risks, such as health care, injuries, cancelled flights, lost luggage, and more.

If something unexpected happens on your travels that is covered under your insurance policy, you can file a claim with your traveler’s insurance, and they will reimburse you for the expense.

Some countries require that travelers have proof of insurance in order to apply for or receive a visa to visit. Once you have found and purchased international insurance, your insurance company will provide a letter of confirmation that you can send to obtain your travel visa.

Most insurance companies allow you to add all the travelers going on your trip to one insurance plan. Each insurance company has a different way of handling which travelers can be added to a plan, with most allowing you to insure up to 10 travelers under the age of 100. If you need to insure multiple people, consider purchasing a group health insurance plan or a group travel insurance plan.

Since coverage and benefits only extend to travelers, it’s important to obtain insurance for everyone that will be accompanying you on your trip, such as your spouse, partner, relatives, children, friends, colleagues, or other individuals who will be going on the trip. However, if travelers live in different states, they may need two separate plans.

To get reimbursed for expenses covered under your international insurance policy, you will need to submit an insurance claim to your company. After you have experienced a qualifying event, such as sustaining an injury and visiting the hospital for medical care, contact your insurance company to let them know you need to file a claim.

Your insurance company should provide you with policy documents that have a claims phone number, as well as a 24/7 assistance line. Once you have contacted your insurance and filed a claim online or via phone, you will need to provide documents to verify your claim. In most cases receipts and proof of expenses are sufficient evidence to get reimbursed or be paid for the cost of your covered expenses.

We are an international insurance platform that simplifies the process of finding reliable international health and travel insurance. Although we don’t provide insurance plans, we do help people find the right coverage for their travel or stays overseas.

Larn more about us or get travel and health insurance tips to help guide your search for international insurance.

No, Friendly Global does not charge a fee for our service. The premiums stated are set forth by each individual insurance company according to the insurance plan and coverage level that you select.

In most cases, U.S. healthcare policies will not provide coverage outside of the country, and those that do offer coverage are extremely limited. To determine whether you are covered by your existing healthcare policy outside of the U.S., you will need to check with your insurance company. Medicare and Medicaid do not cover medical costs overseas.

Even if you do have some health insurance coverage outside of the U.S., it may be worth it to purchase additional insurance in case of emergencies or unforeseen circumstances for your own peace of mind.

We have combined our 25+ years of international insurance experience with our simplified insurance company comparison model to help you find the right insurance for your stay abroad. We help you sort through all your insurance options and only recommend top-rated insurance companies and plans that we have thoroughly researched. Friendly Global’s insurance experts offer unbiased guidance to help you choose the best insurance coverage for your needs.

We put all our effort into finding the best international insurance plans for travelers, expats, and digital nomads, only recommending value coverage you truly need at various price levels.

Yes! The insurance plans that we recommend include plans for both travelers leaving the U.S. and for people visiting the U.S. or planning to reside in the country long term.

We offer guidance to U.S. citizens and permanent residents that need insurance for their travels abroad, including finding the same level of coverage (or even better) than their existing insurance. We also offer guidance for domestic insurance coverage for U.S. residents who are returning to the U.S. after traveling or living abroad.

Friendly Global also has top-rated insurance recommendations for people visiting the U.S. on vacation or for long term stays who want to ensure they are covered in the case of health or travel related expenses.

To learn more about getting insurance coverage prior to visiting or moving to the U.S., please contact us for more information.

Yes! We have health, travel, and emergency insurance options for groups, and large and small companies who are traveling or working abroad. Contact one of our insurance experts to learn more about your coverage options.

By finding an insurance plan through Friendly Global and following any of our purchase links, you can easily apply for insurance coverage and receive instant coverage confirmation.

There is little to no wait time for obtaining policy documents via email. If you have any issues or delays in getting your policy documents, simply reach out to one of our insurance experts for personalized service.

For most people, your existing health insurance plan does not adequately cover you while traveling or relocating abroad. Whether you plan to be out of the country for a week or a year, international insurance protects you against the high cost of getting medical care in a foreign country or paying out of pocket for unforeseen travel expenses.

International insurance provides coverage and benefits that you need when living, studying, traveling, or working outside of your home country. For a deeper dive into why you need international health insurance, check out our blog post.

Although most of the following benefits are generally included in international insurance plans, coverage varies by individual plan, person, and place.

Here are some benefits that are included in the international plans we help you find:

  • Outpatient medical expenses (doctor visits, x-rays, lab work)
  • Hospitalization expenses (room & board, surgery, anesthesiologist)
  • Intensive medical care
  • Emergency room care
  • Prescription medication coverage
  • Emergency evacuation
  • Repatriation of remains
  • Accidental death and dismemberment
  • Coverage of pre-existing conditions
  • Maternity care
  • Trip interruption/cancellation

We list the starting rate of the plans we recommend on our site, but prices do vary for every situation, depending on the location and duration of your travels. Insurance plan premium rates vary according to factors such as coverage limits, deductibles, covered benefits, and more. However, plans can be personalized to meet your needs at an affordable price.

To find the right plan and to get more detailed pricing information, please click this button:

If your question still hasn’t been answered, we would love to answer it for you. With over 25 years of international insurance experience, we’ve seen, heard, and dealt with it all. We are available 24/7 to assist you by email, text, phone, or via our Contact Us section. Get in touch with Friendly Global to get your insurance questions answered!