Comparision

Full Medical Insurance

Insurance Providers
  • Best known for
    Best known for
  • Plan Cost
    Plan Cost
  • Rating
    Rating
  • Policy Maximum
    Policy Maximum
  • Hospitalization/ER
    Hospitalization/ER
  • Prescription Medication
    Prescription Medication
  • Cancer Care
    Cancer Care
  • Mental Health
    Mental Health
  • Deductible
    Deductible
  • Plan Levels
    Plan Levels
  • Who is Eligibile
    Who is Eligibile
  • Coverage Area
    Coverage Area
  • Home Country Coverage
    Home Country Coverage
  • Pre-Existing Conditions
    Pre-Existing Conditions
  • Doctor and Hospital Network
    Doctor and Hospital Network
  • Intensive Care
    Intensive Care
  • Doctor / GP Visits
    Doctor / GP Visits
  • Wellness Checkups
    Wellness Checkups
  • Emergency Evacuation
    Emergency Evacuation
  • Repatriation
    Repatriation
  • Maternity
    Maternity
  • Vision
    Vision
  • Dental
    Dental
  • Administrator
    Administrator
Premium
Starting From $20
  • Best known for
    Premium level coverage. Great for U.S. citizens living abroad or internationals residing in the U.S.
  • Plan Cost
    $$$
  • Rating
    A- (A.M. Best)
  • Policy Maximum
    Unlimited
  • Hospitalization/ER
    Included
  • Prescription Medication
    Inpatient: Included
    Outpatient: $1000, upgrade available up to $25,000 (including contraceptives and maintenance meds)
  • Cancer Care
    Included
  • Mental Health
    Included
  • Deductible
    $0 – $5,000; deductible waived for preventative care, office visits, evacuation, and prescriptions
  • Plan Levels
    GeoBlue Xplorer Health Plans (Essential, Select and Premier)
  • Who is Eligibile
    U.S. citizens or residents up to age 74
  • Coverage Area
    Worldwide or Worldwide excluding the U.S.
  • Home Country Coverage
    U.S. citizens up to 9 months per 12-month period; All other citizenships 12 months per 12-month policy period
  • Pre-Existing Conditions
    Pending results of underwriting; 6-month waiting period (waived if there is prior creditable health coverage)
  • Doctor and Hospital Network
    Inside the U.S.: Blue Cross Blue Shield NetworkOutside the U.S.: Direct billing options available, no out of network penalty
  • Intensive Care
    Included
  • Doctor / GP Visits
    Included; deductible waived, no waiting periods
  • Wellness Checkups
    Included (routine health checks, vaccinations, etc.), deductible waived, no waiting periods
  • Emergency Evacuation
    Up to $250,000
  • Repatriation
    Up to $25,000
  • Maternity
    Immediate with Select plan, 364 day wait for maternity upgrade, covered in full after
  • Vision
    Add-on available for select planoptions
  • Dental
    Accidental included, $1,000 per year, $200 per tooth, Dental add-on available for select plan options
  • Administrator
    GeoBlue
Popular
Starting From $20
  • Best known for
    High-quality, Affordable coverage. Best for expats, families or individuals living abroad for one or more years. Most Popular Option.
  • Plan Cost
    $$
  • Rating
    A (A.M. Best)
  • Policy Maximum
    $1,000,000, $2,000,000 (per year) or Unlimited
  • Hospitalization/ER
    Semi-private or private rooms, depending on plan
  • Prescription Medication
    Inpatient: Included
    Outpatient: $500, $2,000, or Paid in Full
  • Cancer Care
    Included
  • Mental Health
    100% paid for Platinum, $10,000 for Gold, $5,000 for Silver
  • Deductible
    $0 – $10,000; outpatient visits subject to a separate deductible if elected, no deductible for preventative services
  • Plan Levels
    Cigna Global Health Options (Silver, Gold, and Platinum with optional modules)
  • Who is Eligibile
    All nationalities, all ages
  • Coverage Area
    Worldwide or Worldwide excluding the U.S.
  • Home Country Coverage
    Up to 6 months per 12-month policy period
  • Pre-Existing Conditions
    Pending results of underwriting; No waiting period if approved without exclusion, specific exclu-sions may be added to your plan
  • Doctor and Hospital Network
    Inside the U.S.: Cigna Network Outside the U.S.: Direct billing options available, no out of network penalty
  • Intensive Care
    Included
  • Doctor / GP Visits
    Included; subject to deductible if elected, no waiting periods
  • Wellness Checkups
    Included with health and wellness module (routine health checks, vaccinations, etc.), not subject to deductible, no waiting periods
  • Emergency Evacuation
    Paid in full
  • Repatriation
    Paid in full
  • Maternity
    12 month wait for Gold and Platinum plans (up to $7,000 for Gold and up to $14,000 for Platinum)
  • Vision
    Included at 100% for the Platinum plan with Visionand Dental module, limits on other plans
  • Dental
    Accidental included; Comprehensive dental plansavailable, ranging from $1,250- $5,500 in preventive,basic and major services annually
  • Administrator
    Cigna
Affordable
Starting From $20
  • Best known for
    Affordable coverage. Good option for all citizenships and budget conscious individuals.
  • Plan Cost
    $
  • Rating
    A (A.M. Best)
  • Policy Maximum
    $1,000,000 – $8,000,000 lifetime per individual
  • Hospitalization/ER
    Semi-private or private rooms, depending on plan
  • Prescription Medication
    Inpatient: Included
    Outpatient: coverage varies by plan level
  • Cancer Care
    Included
  • Mental Health
    Silver plan and above included after 12 month waiting period
  • Deductible
    Multiple options from $100 – $25,000
  • Plan Levels
    IMG Global Medical Insurance (Bronze, Silver, Gold, and Platinum)
  • Who is Eligibile
    All nationalities up to age 74
  • Coverage Area
    Worldwide or Worldwide excluding U.S., Canada, China, Hong Kong, Japan, Macau, Singapore & Taiwan
  • Home Country Coverage
    U.S. citizens up to 6 months; all others 12 months per12-month policy period
  • Pre-Existing Conditions
    Pending results of underwriting; Platinum immediately, other plans (excluding Bronze) after 24 months
  • Doctor and Hospital Network
    Inside the U.S.: FirstHealth or UnitedHealthCare Network Outside the U.S.: Expansive network
  • Intensive Care
    Included
  • Doctor / GP Visits
    Included; subject to deductible, no waiting periods
  • Wellness Checkups
    Included in Silver plan and above after 6-12 month waiting period; Child wellness only on Silver
  • Emergency Evacuation
    Included with limitations by plan
  • Repatriation
    Included with limitations by plan
  • Maternity
    Included in Platinum plan after 10 month waiting period ($2500 additional deductible and $50,000 maximum life-time benefits)
  • Vision
    Included in the Platinum plan; Optional on other plans
  • Dental
    Included in the Platinum plan; Emergency included on all other plans, non-emergency optional on all other plans
  • Administrator
    International Medical Group