International Health Insurance Image

International Health Insurance

International health insurance is essential for anyone who lives abroad or travels for an extended period of time - usually a year or longer. This is the closest medical insurance to the coverage you may have in your home country, and in certain cases it can be even better. Whether you're a digital nomad, an expat, a traveling retiree, or a student studying abroad, having comprehensive health coverage can give you peace of mind and protection against regular and unexpected medical expenses during your stay in a foreign country.

With so many insurance companies and plans available, it's important to do your research and find one that works best for your unique situation. However, don’t let the thought of navigating the world of insurance overwhelm you! Friendly Global has done the research for you and makes it easy to find a company with a full coverage medical plan that fits your needs.

With the right coverage, you can enjoy your stay abroad knowing that you have the support of a trusted insurance company that will pay for your healthcare expenses.

International health insurance is a great option for anyone who is taking a trip longer than a year, planning a relocation overseas, has health concerns or young children, or anyone who wants complete coverage for regular and unexpected medical services during their travel abroad.

International Health Insurance Plan Coverage

International health care plans cover most medical expenses, including hospitalization, medication, surgeries, diagnostic testing, including MRI’s and X-rays, and doctor visits.

International health insurance is considered comprehensive, not only because the policy will cover the cost of your doctor visits when you are sick, but also because it covers preventative care visits necessary to maintain your health and ensures you stay well.

International health insurance plans may also offer maternity care, dental, and vision, among other health care benefits. These benefits are often considered add-ons to the policy with additional premium cost.

doctor consoling a patient
Man and Women Talking Each other

Top Rated International Health Plans Offer:

  • Inpatient and outpatient international medical care
  • Freedom to choose any hospital, clinic, or doctor
  • 24-hour emergency assistance and medical helpline
  • Emergency evacuation, repatriation, and hospitalization
  • Worldwide coverage, including your home country

International health insurance should be considered if one or more of the following pertains to you or your family:

  • Staying abroad for a year or longer
  • Families with young children
  • Chronic or pre-existing health conditions 
  • Older adults
  • Coverage for regular and emergency medical services 
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Health Insurance screen

We Only Recommend Insurance Companies We Trust

Friendly Global only recommends international health insurance companies that we know to be reliable in their insurance coverage and payouts. All our companies are top-rated with 24-hour assistance and multiple tiers of coverage benefits, so you can choose the level of coverage you need and get help when and where you need it.

From medical assistance and referrals to medical translators and emergency medical services, the companies we feature are ones we trust to be there for you during your international travel and extended stay away from home.

With reasonable prices for international health insurance coverage, you’ll never have to worry about whether you can afford to go to the hospital or get medical treatment–even at your home away from home.

Long Term Medical Coverage

International health coverage is essential for anyone planning an extended stay or move overseas. Often, your home country health insurance plan or health system will not cover medical expenses when you're living overseas.

As a result, we advise travelers who will be living outside their home country for over a year to select a international health insurance plan to protect themselves and their family from the high cost of healthcare services abroad. Investing in a high-quality insurance plan to cover any healthcare needs, injuries, or unexpected accidents can offer peace of mind amid a period of major transition in your life.

Whether you are living alone or with your family overseas, maintaining an up-to-date international health insurance policy is highly recommended. A comprehensive coverage plan offers a convenient way to get in touch with a global network of healthcare companies during an emergency.

Doctor Telling About Long Term Medical Coverage

Benefits Of International Health Coverage

International health insurance coverage gives you the advantage of being able to choose the doctor or hospital that administers medical treatment. It is an excellent option for travelers, students, retirees, digital nomads, and anyone else who plans to live outside of their home country for a year or longer.

International health insurance is considered comprehensive, not only because the policy will cover the cost of your doctor visits when you need unexpected medical care, but also because it covers regular care visits necessary to maintain your health to ensure you stay well.

Comprehensive medical insurance plans may also offer prescription drug coverage, maternity care, dental, and vision, among other health care benefits. Depending on which company and plan you select, many health care benefits are included in the base plan of comprehensive coverage insurance, while on other plans with less coverage they might be considered add-ons that require an additional premium.

It’s important to keep in mind that if you are buying international health insurance, you would also need to get Travel Insurance separately against unforeseen travel related events such as trip cancellation, trip interruption, and lost luggage.


Most Medical Expenses






Medication Coverage


Doctor Visits


Preventative Care

International Health: Answers to Your Questions

From helping you learn about international health insurance to providing answers to the most common insurance questions, Friendly Global is a leading resource when it comes to learning about international insurance. Get answers to some of the most frequently asked questions.

Yes. The truth is many health insurance plans do not cover medical care in foreign countries, leaving travelers and global nomads exposed to high healthcare costs when they are outside of their home country. International health insurance offers coverage to ensure that you can get the same level of healthcare or better than what you are accustomed to at home.

We think international health insurance is absolutely worth the cost. While you may be tempted to forgo international health insurance while traveling or relocating abroad, leaving yourself exposed to potentially high costs of care and a lack of coverage is a recipe for disaster. Anyone with pre-existing health problems, families with young children, older adults, and anyone who values their health should consider getting a international health insurance plan.

Contrary to what you might think, there are plenty of affordable international health insurance plans available. You don’t need to break the bank to find a plan that meets your needs. We recommend several international health plans from trusted companies that don’t compromise coverage for savings. To learn more about getting an international health plan that fits your budget, please use this link to answer some questions so we can generate a comparison chart for you to choose the company and buy international insurance.

While there is not one-single “best” plan for everyone, there are many different international health plans to choose from–one of which is likely the best plan for you. We’ve researched thousands of international insurance companies and plans to find the best coverage at the best price, backed by insurance companies that we know to be reliable. Some plans provide add-on benefits, while others provide more straightforward coverage at a reasonable cost. To find the best international health plan for you, please use this link to answer some questions so we can generate a comparison chart for you to choose the company and buy international insurance.

The truth is, there is no single cost for international health insurance. Each person, travel situation, and country contribute to the cost of insurance. Costs vary by country of origin, country you plan to stay in, and degree of risk. We will provide starting pricing for various trusted companies alongside the benefits they offer for you to choose the company and buy a plan that suits your needs. Insurance costs, also known as premiums, are based on a policyholder’s area of coverage, age, medical history, policy deductible, and the coverage selected.