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Travel Insurance

Travel insurance is essential for anyone who is taking a trip out of their home country and wants peace of mind. Once you have travel insurance, you can rest assured that you will not have to pay out of pocket for unforeseen events during travel. By choosing the best travel insurance plan for your needs, you can enjoy your vacation or stay abroad knowing that you have the support of a trusted insurance company that will reimburse you for covered travel expenses.

Whether you’re a digital nomad, taking an international vacation, studying abroad, a traveling retiree, or just looking to escape for a while, travel insurance can give you peace of mind and protection against unexpected travel expenses during your stay in a foreign country.

With so many insurance companies and plans available, it’s important to do your research and find one that works best for your unique situation. However, don’t let the thought of navigating the world of insurance overwhelm you! Friendly Global has done the research for you and makes it easy to find a company with the best travel insurance plan that fits your needs.

International travel insurance is a great option for anyone who is taking vacation, planning a long or short stay abroad, or anyone who wants coverage for unexpected travel expenses.

Travel Insurance Plan Coverage

The best travel insurance plans cover most unexpected trip expenses, including trip cancellation, medical emergencies, lost luggage, and the cost of rebooking travel or a place to stay when plans fall through or are altered. For many people, travel insurance is a lifesaver during emergencies and last-minute changes while traveling. There are two primary types of travel insurance–travel medical insurance, and trip cancellation. In some cases, both types are combined in one plan or listed as add-on coverage.

Travel covers any cancellation or changes to your trip, with additional benefits such as lost luggage, trip delays, cancelled accommodations, and last-minute changes due to conditions outside of your control such as a natural disaster or health emergency.

Travel Insurance Plan Coverage

While some people might be comfortable with traveling without insurance, they run the risk of losing out on more than just the money they have spent if something goes wrong.

Travelers that have saved up to go on a trip could end up eating the cost of airfare, hotel bookings, lost luggage, planned excursions, and lose out on the trip of a lifetime if they don’t have appropriate coverage. The best travel insurance is a plan that allows you to recoup the money that you have spent on your trip, as long as the reason is covered by your insurance policy.

Trip Insurance Logo

International travel insurance is recommended if one or more of the following pertains to you or your family: 

  • Booked your trip, airfare, and hotel stays
  • Protection against trip cancellation or interruption 
  • Coverage for emergency medical services in case of an accident or health emergency
  • Trip flexibility is important for you in case your plans change 

We Only Recommend Insurance Companies We Trust

Friendly Global only recommends the best travel insurance companies. Our recommendations are for companies that we know to be reliable in their insurance coverage and payouts. All our companies are top-rated and offer 24-hour assistance so you can get help when and where you need it.

From trip cancellation reimbursement and lost luggage coverage to delayed flights and emergency medical services, the insurance companies we feature are ones we trust to be there for you during your international travels. 

With reasonable prices for international travel insurance coverage, you’ll never have to worry about whether you can afford to go rebook a flight or hotel or get medical treatment in case of an emergency. 

Health Insurance screen

Travel Coverage Away from Home

Travel insurance is essential for anyone planning a trip overseas, especially when considering all the things that can go wrong. When trying to navigate in unfamiliar countries and cities where you may not have clear directions or speak the native language, having travel insurance adds peace of mind and security.

Often, your home country umbrella insurance or health insurance plan will not cover emergency expenses when you are out of the country. As a result, we advise travelers who will be traveling outside of their home country to select the best travel insurance plan to protect themselves and their family from the high cost of unexpected travel expenses and emergency services abroad.

Whether you are traveling alone, going on a romantic trip, vacationing with family or friends, or temporarily relocating for work or school, maintaining a travel insurance policy is highly recommended. Travel insurance also offers a convenient way to get in touch with a global network of insurance companies during an emergency.

Benefits Of Travel Insurance Coverage

While most people think that travel insurance only covers trip cancellation, that couldn’t be further from the truth. In fact, travel insurance covers your entire trip and can offer coverage from the moment you make your purchase.

Some of the benefits of travel insurance coverage include reimbursement for travel delays or interruptions, whether due to injury, illness, natural disasters, weather, or factors outside of your own control. A delayed plane, overbooked hotel, lost luggage, or sick relative doesn’t have to be the end of your trip or put you through a financial burden.

In addition to reimbursement, the best travel insurance also offers benefits like assistance in locating hotel accommodations, obtaining legal help while out of your home country, replacing lost or stolen items and documents, and more.

It’s important to keep in mind that if you are buying international health insurance, you would also need to get travel insurance separately against unforeseen travel related events such as trip cancellation, trip interruption, and lost luggage.

Lost Luggage

Lost Luggage

Trip Cancellation

Trip Cancellation

Delayed Flight lazyloads

Delayed Flights

Trip Delay or Interruption

Trip Delay or Interruption

Lost Or Stolen Items

Lost Or Stolen Items

Emergency Situations

Emergency Situations

Travel Insurance: Answers to your Questions

From helping you learn about the best travel insurance to providing answers to the most common insurance questions, Friendly Global is a leading resource when it comes to learning about international insurance. Get answers to some of the most frequently asked questions that we receive from travelers.

Yes. The truth is many health insurance plans do not cover medical care in foreign countries, leaving travelers and global nomads exposed to high healthcare costs when they are outside of their home country. It’s also unlikely that your current insurance covers trip cancellation, lost luggage, or other travel-related incidents. The best travel insurance will offer coverage to ensure that you can get the coverage for travel and health services without paying exorbitant costs when outside of your home country.

We think travel insurance is absolutely worth the cost. While you may be tempted to forgo travel insurance while traveling or relocating abroad, leaving yourself exposed to potentially high costs of care and a lack of coverage is a recipe for disaster. Anyone who is traveling abroad, has a chance of trip cancellation or interruption, who values their health, or desires coverage for emergency medical services should consider getting a travel insurance plan.

Contrary to what you might think, there are plenty of affordable travel insurance plans available. You don’t need to break the bank to find a plan that meets your needs. We recommend several travel insurance plans from trusted companies that don’t compromise coverage for savings. To learn more about getting a travel plan that fits your budget, here is a link to our trusted companies.

While there is not one-single “best” plan for everyone, there are many different international travel insurance plans to choose from–one of which is likely the best plan for you.

Here is a link to our trusted companies for more information and pricing.

The truth is, there is no single cost for travel insurance. Each person, travel situation, and country contribute to the cost of insurance. Although prices vary, we list insurance plan premiums for each company and plan we recommend, because we believe in providing travelers with transparency above all else. Costs vary by country of origin, country you plan to stay in, and degree of risk.

Insurance costs, also known as premiums, are based on a policyholder’s area of coverage, age, medical history, policy deductible, and the coverage selected.