Paper Cutting of a family

Emergency Medical Travel Insurance

Emergency medical travel insurance is essential for anyone who is taking a trip out of their home country and wants peace of mind that their healthcare costs will be covered in the case of an accident or emergency medical situation.

Whether you're a digital nomad, an expat, a retiree, or a student studying abroad, having emergency medical coverage gives you the protection against unexpected medical expenses during your stay in a foreign country.

With so many insurance companies and plans available, it's important to do your research and find one that works best for your unique situation. However, don’t let the thought of navigating the world of insurance overwhelm you! Friendly Global has done the research for you and makes it easy to find an emergency coverage company that fits your needs.

With the right coverage, you can enjoy your stay abroad knowing that you have the support of a trusted insurance company that will pay for your healthcare expenses.

Emergency medical travel insurance is a great option for anyone who is taking a trip shorter than a year, is in good health and does not expect to visit a doctor or medical center for any medical treatment or routine wellness check-ups. Emergency medical coverage is for anyone who wants coverage for unexpected medical services during their travel abroad.

Emergency Medical Travel Insurance Plan Coverage

Emergency medical care plans cover emergency medical expenses, such as emergency room visits, emergency treatment, repatriation, emergency evacuation, and 24/7 access to an emergency assistance medical hotline to speak with medical experts, among other benefits.

Emergency medical travel insurance is considered to be basic coverage, since it is intended to only cover care for medical emergencies, including accidents, injuries, and critical illnesses. However, treatment for pre-existing conditions or accidents or illnesses that occur while participating in certain high-risk activities may not be covered by your insurance plan. For example, some plans offer adventure sports coverage as an optional add-on benefit.

Travel Insurance Coverage

Travelers can experience sickness while they are abroad, primarily due to exposure to new people, places, and foreign viruses or bacteria. Combined with a lack of sleep, unfamiliar food and drink, and new experiences, getting sick or injured is more common than you might think. Emergency medical travel insurance covers medical expenses in foreign countries which are often not covered by domestic insurance plans.

african family having a happy conversation at airport

International emergency medical travel insurance should be considered if one or more of the following pertains to you or your family:

  • Staying abroad for less than a year 
  • Families with young children or elderly 
  • Individuals prone to falls or injury 
  • No chronic or pre-existing health conditions (if you do have these conditions, only Full Medical insurance coverage can cover these conditions) 

We Only Recommend Insurance Companies We Trust

Friendly Global only recommends emergency medical travel insurance companies that we know to be reliable in their insurance coverage and payment for medical care. All our companies are top-rated and offer 24-hour assistance so you can get help when and where you need it.

From medical assistance and referrals to medical translators and emergency medical services, the insurance companies we feature are ones we trust to be there for you during your international travels.

With reasonable prices for emergency medical travel insurance coverage, you’ll never have to worry about whether you can afford to go to the hospital or get medical treatment in case of an emergency.

Health Insurance screen
Female nurse showing african patient documents

Medical Coverage Away from Home

Emergency medical coverage is essential for anyone planning a trip overseas. Often, your home country health insurance plan or health system will not cover emergency medical expenses when you are out of the country.

As a result, we advise travelers who will be traveling outside of their home country to select an emergency medical travel insurance plan to protect themselves and their family from the high cost of healthcare services abroad. Investing in a high-quality insurance plan to cover any healthcare needs, injuries, or unexpected accidents can offer peace of mind during your travels.

Whether you are traveling alone, taking a family trip, or temporarily relocating for work or school, maintaining an emergency medical travel insurance policy is highly recommended. Emergency coverage also offers a convenient way to get in touch with a global network of healthcare companies during an emergency.

Benefits Of Emergency Medical Coverage

Emergency medical travel insurance coverage gives you the advantage of being able to cover any unexpected medical costs while traveling or on vacation outside of your home country. It is an excellent option for travelers, students, retirees, vacationers, digital nomads, and anyone else who plans to venture beyond the coverage of their current health insurance plan.

Emergency medical travel insurance is considered to be basic coverage, because it covers the cost of receiving treatment for injuries, accidents, emergency services, emergency evacuation, repatriation, and other serious health situations. A regular or routine care visit would not be covered by emergency medical travel insurance.

Most Medical Expenses icon

Most Medical Expenses

Hospitalization icon

Hospitalization

surgery icon

Surgeries

Medication Coverage icon

Medication Coverage

Doctor Visits icon

Doctor Visits

Preventative Care icon

Preventative Care

Emergency Medical: Answers to your Questions

From helping you learn about emergency medical travel insurance to providing answers to the most common insurance questions, Friendly Global is a leading resource when it comes to learning about international insurance. Get answers to some of the most frequently asked questions.

Yes. The truth is many health insurance plans do not cover medical care in foreign countries, leaving travelers and global nomads exposed to high healthcare costs when they are outside of their home country. Emergency medical travel insurance offers coverage to ensure that you can get the healthcare services you need without paying exorbitant costs when outside of your home country.

We think emergency medical travel insurance is absolutely worth the cost. While you may be tempted to forgo emergency medical travel insurance while traveling or relocating abroad, leaving yourself exposed to potentially high costs of care and a lack of coverage is a recipe for disaster. Anyone with pre-existing health problems, families with young children, older adults, and anyone who values their health should consider getting an emergency medical insurance plan.

Contrary to what you might think, there are plenty of affordable emergency medical insurance plans available. You don’t need to break the bank to find a plan that meets your needs. We recommend several emergency medical plans from trusted companies that don’t compromise coverage for savings. To learn more about getting an emergency medical plan that fits your budget, contact our trusted companies at this link to purchase your plan.

While there is not one-single “best” plan for everyone, there are many different international emergency medical plans to choose from–one of which is likely the best plan for you. We’ve researched international insurance companies with the best coverage at the best price. To learn more about getting an emergency medical plan that fits your budget, contact our trusted companies at this link to purchase your plan.

The truth is, there is no single cost for emergency medical insurance. Each person, travel situation, and country contribute to the cost of insurance. Costs vary by country of origin, country you plan to stay in, and degree of risk.