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Individual Travel Insurance

Navigating the world of travel insurance can be a daunting experience, especially if you’re new to insurance. With individual travel insurance, you can enjoy peace of mind knowing that you and your luggage will be covered, no matter where in the world you find yourself.

Whether you're a jet-setting digital nomad or a curious traveler looking to explore far-flung corners of the world, individual travel insurance offers protection and peace of mind when plans change, or when unexpected situations arise.

So why wait? Get the coverage you need today - your future self will thank you!

Protect Yourself While Traveling Abroad

Individual travel insurance is designed to protect you and your belongings during your travels. It can cover a variety of costs, including medical bills, flight cancellations, lost luggage and more.

You can also add additional optional coverage to your policy if needed. Don't let unexpected or unforeseen events ruin your vacation; make sure you're protected with individual travel insurance.

By having individual travel insurance, you have the security and assurance knowing that you're protected throughout your journey. Without it, an unforeseen event could result in unexpected costs that would otherwise be covered by your policy.

Don’t let an unexpected situation ruin your trip; make sure you’re protected with individual travel insurance. It’s the best way to ensure that you can enjoy a worry-free experience when traveling abroad.

Travel Insurance Coverage Form

Travel Insurance Coverage

While most people think that travel insurance only covers trip cancellation, that couldn’t be further from the truth. In fact, travel insurance covers your entire trip and can offer coverage from the moment you make your purchase.

With the right individual travel insurance coverage, you can be sure that you won't find yourself in an unexpected financial situation abroad.

Consider the type of travel you are undertaking, the length of your trip, and the activities that you will be participating in to ensure that you have the right individual travel insurance coverage.

You can also add additional optional coverages for further protection. Get the peace of mind that comes with individual travel insurance so you can enjoy your travels without worry.

International travel insurance is recommended if one or more of the following pertains to you or your family: 

  • Booked your trip, airfare, and hotel stays
  • Protection against trip cancellation or interruption 
  • Coverage for emergency medical services in case of an accident or health emergency
  • Trip flexibility is important for you in case your plans change 
Trip Insurance Logo
Trip Insurance Logo

When To Consider Purchasing Additional Coverage 

Most travel insurance policies include limited emergency medical protection which is usually sufficient for short vacations and quick business trips.   

If you plan to stay abroad for longer periods, generally a year or longer, in addition to securing travel insurance for your trip it’s important to also consider international comprehensive medical insurance as additional insurance for regular medical care, chronic conditions and pre-existing conditions. 

In certain cases when traveling 3-12 months or longer, in addition to your travel insurance, international comprehensive medical insurance is recommended for travelers with small children, elderly, and travelers with chronic or pre-existing conditions. 

We Only Recommend Insurance Companies We Trust

Friendly Global only recommends the most reliable individual travel insurance companies. Our recommendations are for companies that we know to be reliable in their insurance coverage and payouts. All our companies are top-rated and offer 24-hour assistance so you can get help when and where you need it.

From trip cancellation reimbursement and lost luggage coverage to delayed flights and emergency medical services, the insurance companies we feature are ones we trust to be there for you during your international travels.

With reasonable prices for individual travel insurance coverage, you’ll never have to worry about whether you can afford to go rebook a flight or hotel or get medical treatment in case of an emergency.

Health Insurance screen

Travel Coverage Away from Home

Individual travel insurance is essential for anyone planning a trip overseas, especially when considering all the things that can go wrong. When trying to navigate in unfamiliar countries and cities where you may not have clear directions or speak the native language, having individual travel insurance adds peace of mind and security.

Often, your home country umbrella insurance or health insurance plan will not cover emergency expenses when you are out of the country. As a result, we advise travelers who will be traveling outside of their home country to select the best travel insurance plan to protect themselves and their family from the high cost of unexpected travel expenses and emergency services abroad.

Whether you are traveling alone, going on a romantic trip, vacationing with family or friends, or temporarily relocating for work or school, maintaining a travel insurance policy is highly recommended. Individual travel insurance also offers a convenient way to get in touch with a global network of insurance companies during an emergency. 

Benefits Of Individual Travel Insurance 

Individual travel insurance is great for nomads and solo travelers who may not have access to backup luggage, money, or documents. While it’s always a good idea to have copies of your information, what happens if your bag gets lost or stolen?  

Individual travel insurance offers peace of mind that if anything happens to your possessions while you’re traveling, you can get replacements for clothes, documents, and everything else you may need on your travels. 

What happens if you are on a tight schedule and your flight gets delayed or cancelled and you need to take the next available flight out? Individual travel insurance means that you can easily rebook transportation, get reimbursed for cancelled flights or trains, and more! 

Some of the benefits of travel insurance coverage include reimbursement for travel delays or interruptions, whether due to injury, illness, natural disasters, weather, or factors outside of your own control. A delayed plane, overbooked hotel, lost luggage, or sick relative doesn’t have to be the end of your trip or put you through a financial burden. 

In addition to reimbursement, the best travel insurance also offers benefits like assistance in locating hotel accommodations, obtaining legal help while out of your home country, replacing lost or stolen items and documents, and more. 

It’s important to keep in mind that if you are buying international health insurance, you would also need to get travel insurance separately against unforeseen travel related events such as trip cancellation, trip interruption, and lost luggage. 

Lost Luggage

Lost Luggage

Trip Cancellation

Trip Cancellation

Delayed Flight lazyloads

Delayed Flights

Trip Delay or Interruption

Trip Delay or Interruption

Lost Or Stolen Items

Lost Or Stolen Items

Emergency Situations

Emergency Situations

Travel Insurance: Answers to your Questions

From helping you learn about the best travel insurance to providing answers to the most common insurance questions, Friendly Global is a leading resource when it comes to learning about international insurance. Get answers to some of the most frequently asked questions that we receive from travelers.

Yes. The truth is many health insurance plans do not cover medical care in foreign countries, leaving travelers and global nomads exposed to high healthcare costs when they are outside of their home country. It’s also unlikely that your current insurance covers trip cancellation, lost luggage, or other travel-related incidents. The best travel insurance will offer coverage to ensure that you can get the coverage for travel and health services without paying exorbitant costs when outside of your home country.

We think travel insurance is absolutely worth the cost. While you may be tempted to forgo travel insurance while traveling or relocating abroad, leaving yourself exposed to potentially high costs of care and a lack of coverage is a recipe for disaster. Anyone who is traveling abroad, has a chance of trip cancellation or interruption, who values their health, or desired coverage for emergency medical services should consider getting a travel insurance plan.

Contrary to what you might think, there are plenty of affordable travel insurance plans available. You don’t need to break the bank to find a plan that meets your needs. We recommend several travel insurance plans from trusted companies that don’t compromise coverage for savings. To learn more about getting a travel plan that fits your budget, here is a link to our trusted companies.

While there is not one-single “best” plan for everyone, there are many different international travel insurance plans to choose from–one of which is likely the best plan for you.

Here is a link to our trusted companies for more information and pricing.

The truth is, there is no single cost for travel insurance. Each person, travel situation, and country contribute to the cost of insurance. Although prices vary, we list insurance plan premiums for each company and plan we recommend, because we believe in providing travelers with transparency above all else. Costs vary by country of origin, country you plan to stay in, and degree of risk.

Insurance costs, also known as premiums, are based on a policyholder’s area of coverage, age, medical history, policy deductible, and the coverage selected.